Faith-Forward · Family-First

Protect what matters, plan with peace of mind.

Heritage & Legacy Consulting helps individuals and families prepare for life, death, and the legacy in between — through final expense life insurance, estate planning education, and the Legacy Stewardship Plan™.

Trusted by families across the nation
Warm portrait of a confident advisor
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Faith-Forward
Stewardship values
Family-First
Legacy-centered
Educator
Not just an agent
San Antonio
Serving nationwide
A multigenerational family sharing a quiet moment together
About the Practice

A trusted advisor for life's most important plans.

San Antonio, TX · Serving families nationwide

Heritage Associates LLC · Funeral Advantage by Lincoln Heritage

Through final expense life insurance, estate planning education and the Legacy Stewardship Plan™, we help families prepare for the financial, emotional and practical realities of legacy and end-of-life planning — with clarity, confidence and peace of mind.

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Meet Your Advisor

LaNae Edwards

Final Expense Life Insurance Agent · Estate Planning Advisor

LaNae Edwards is a Final Expense Life Insurance Agent and Estate Planning Advisor with Heritage Associates LLC, a regional agency of Funeral Advantage by Lincoln Heritage. Passionate about legacy, stewardship and family preparedness, she helps individuals and families navigate final expense planning and estate planning education with clarity, compassion and confidence.

With a background in leadership, community outreach and military service, LaNae is committed to helping families protect what matters most — so loved ones aren't left overwhelmed during difficult times. Through her educational approach and the Legacy Stewardship Plan™ initiative, she simplifies complex topics surrounding end-of-life planning, financial protection and legacy preparation in a way that feels approachable, empowering and intentional.

San Antonio, TX · Serving families nationwide

Portrait of LaNae Edwards
Services

Guidance for every step of legacy planning.

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01

Final Expense Life Insurance

Affordable, dependable coverage designed to ease the financial burden of funeral, burial and end-of-life expenses for the families you love.

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02

Policy Review Consultations

A thorough review of existing coverage to identify gaps, confirm beneficiaries are current and ensure your policy still aligns with your goals.

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03

Estate Planning Education

Plain-language guidance on wills, trusts, probate, powers of attorney and beneficiary planning — so you understand the decisions before you make them.

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04

Legacy Stewardship Plan™

A signature initiative to help families organize critical information, communicate final wishes and prepare a complete roadmap for their legacy.

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05

Family Planning Conversations

Compassionate, faith-forward consultations that help loved ones get on the same page about end-of-life wishes, finances and care preferences.

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06

Trusted Referral Partnerships

Direct introductions to vetted estate planning attorneys and professionals when more advanced legal planning services are needed.

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Words from Families

Trusted by the people we serve.

A handful of reflections from families who walked through planning conversations with us.

"LaNae took something I'd been avoiding for years and made it feel manageable. She didn't sell me anything — she educated me. My family finally has a plan."
M. Johnson
Client · San Antonio, TX
"The Legacy Stewardship Plan™ changed how we talk about end-of-life decisions in our family. We walked into our attorney's office prepared instead of paralyzed."
D. & R. Alvarez
Family of three
"She is the most patient, faith-rooted advisor I've ever worked with. Every question got a real answer. I'd recommend her to anyone caring for an aging parent."
C. Thompson
Caregiver
Engagements & Investment

Honest conversations about cost and care.

Every family's situation is different. Final expense quotes are personalized to your age, health and goals — and shared candidly during a discovery call. No pressure, ever.

Discovery Conversation

A no-pressure call to understand your situation, answer questions and explore whether we're the right fit for your family.

  • Complimentary
  • 30–45 minutes
  • By phone or video

Policy Review & Coverage

Personalized review of existing coverage, recommendations and final expense quotes tailored to your goals and budget.

  • Custom quotes
  • Side-by-side comparison
  • No obligation

Legacy Stewardship Plan™

Guided framework to organize key information, communicate wishes and prepare for advanced estate planning conversations.

  • Worksheets & checklists
  • Pre-attorney prep
  • Trusted referrals
Frequently Asked

Answers to the questions families ask most.

Don't see your question? Reach out — every conversation begins with listening.

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Let's protect what matters most.

Whether you're requesting a quote, scheduling a policy review, or simply want to learn more about the Legacy Stewardship Plan™ — start here.

We respond to inquiries within two business days.